FAQ About What I need to know?

1. Client Income

Make sure to know their Gross monthly income excluding the following:

• excluding overtime pay
• bonuses
• commissions (It is dependent on whether or not this is reflected in their payslip and whether or not they receive the same amount of monthly commission)

1. Client Employement:

• Employment (regularity and length of service)
• If they have a part-time job, make sure they ensure the following:
• Certificate of Employment (COE)
• Most recent ITR income tax return
• Payslip

If the client cannot provide the following requirements for their part-time job, the bank will not include and accept it.